With traditional term Insurance, this will be for someone that is overall healthy, is looking for a minimum of $100,000 coverage, and is looking to have a policy for a specific number of years. There are insurance carriers out there that we deal with that have coverages ranging from 10 years to 35 years, typically the more years of coverage, the more expensive this policy will get. However, the younger you are that you get term Insurance, typically the cheaper it will be. Another thing to understand about term insurance, is that you have guaranteed insurability if you want to convert over to a whole life policy. This is very good to understand before you get into a term policy, because, if down the road you plan on having a whole life policy and you were thinking about the cost, it would be in your best interest to make that decision more immediately while you are still young, because if you wait while you are older, the price will increase drastically for both term and/or a traditional whole life policy, which in that case if you were to be in this case you will then go into a final expense policy.